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SandS™ Homeowner Assistance Program
SandS™ Homeowner Assistance Program “Sell & Stay” Buy Back Opportunity  
What is SandS™? Simply put SandS™ is an acronym for “Sell and Stay.”  The basic principle of SandS™ is to keep American Homeowners who have experienced real financial hardship in their homes.  SandS has developed a housing program that provides tremendous value to both the homeowner and investor and is legally compliant with the many laws that have been enacted at both the Federal and State levels.
What does SandS™ do? SandS™ buys the home directly from the homeowner’s lender in a Making Home Affordable HAFA Short Sale Transaction at a mutually agreeable discount; this provides incentives for SandS™ Socially Responsible Capital Partners to bring their assets to the transaction.  An appraisal is ordered from a licensed 3rd party appraiser to determine the value.  After the property is purchased in the Short Sale transaction, it is then leased back to the homeowner who has 3 years to repurchase the home at today’s 107% of todays market value.  The investor earns the difference between the discounted price and the market value as well as the rents; the homeowner eliminates the negative equity in the home through the Short Sale transaction.
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