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Is Condo Living For You?
Is Condo Living For You?   What is a condo?  Many people hearing the word “condominium” think of an owned unit in a high-rise apartment building.  But a condo can be any type of dwelling:  an apartment in a low-rise building, a townhouse, freestanding house, duplex and so on.  What makes a condo different from a “freehold” house is that you own your unit only to the walls, and you share ownership of the land, rest of the building and common areas.  This sharing of ownership is also a sharing of costs with other members of your condo association.  Decisions about the property are made by a board of directors or a property management company.
 
How do you decide if owning and living in a condo is for you?  Living in any kind of dwelling comes with trade-offs and compromises!  Consider these advantages and disadvantages of condo living over owning a freehold home: 
 
Pros: Kiss your snow shovel and lawn mower goodbye!:  Monthly condo fees cover the cost of outside maintenance, such as snow shoveling, lawn mowing, eavestrough cleaning, possibly even exterior window washing. 
Cost sharing:  Some of your condo fees go into a reserve fund to be used ... more

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