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Today I Was Told by BOA My Home is Going into Foreclosure |The Reality
I have a friend that was denied any loan modification several years ago and was forclosed on. To this day the home is sitting vacant. Here is someone that has done everything in her power to work with the bank and yet they are declining her modification. If this is allowed to happen, will her home sit vacant for years as well? How does that help the neighborhood and values? I really hope BOA does the right thing.
After three years of filling out loan modification paperwork and sending it in, I was informed via a phone call today from Bank of America that my loan modification was declined on 2/1/13 as I didn't submit all the documents.  Bank of America continues to state this as a reason for declining my loan modifications, but I give them everything they ask for and then have my HUD counselor review it for completeness.  Anyone who knows me knows how organized and detail-oriented I am.  I have a Ph.D. from Columbia University and that required an incredible attention to detail.  I know I submitted all the documents required as I carefully reviewed every request and my HUD counselor, Michael Haynes, of the Neighborhood Housing ... more

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