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Ready to buy a home? Here's your next step.
The first thing you should do before you shop for your new home is to get a copy of your credit report & credit score! The Federal Government mandates 1 free credit report annually. The official site where you obtain it is www.annualcreditreport.com.   Also, you can obtain a copy of your credit report and score from one or all of the three credit bureaus: TransUnion (http://www.transunion.com/), P.O. Box 2000, Chester, PA. 19022,800-888-4213,www.transunion.com;Equifax (http://www.equifax.com/), P.O. Box 740256, Atlanta, GA. 30374, 877-784-2528 ,www.equifax.com; Experian (http://www.experian.com/), P.O. Box 2104, Allen, TX. 75013, 888-397-3742 ,www.experian.com. You may even consider ordering a three in one credit report to see what each credit bureau is reporting about you.
You’ll want to review your credit report for any potential problems that will need to be cleared up before you start shopping for your home. You don’t want any surprises when you complete your home loan application. So, it’s important to be proactive about getting your credit report first!
After you have secured your credit report, the next step for you to consider when preparing to purchase a home is to get pre-approved (http://tampahomesforsaleonline.com/get-preapproved/) for your home loan. That’s right, get pre-approved for your home loan not pre-qualified, there’s a ... more

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