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How To Earn Up to $2000 Tax Credit For Buying A Home in 2013
The Mortgage Credit Certificate, aka MCC, is a certificate issued by certain state and local governments that allows a taxpayer to claim a tax credit for part of the mortgage interest paid during a given year.
This program is offered in Colorado, and our company, The Mortgage Network, is proud to have this affiliation to offer this money saving program to homebuyers throughout Colorado.
Here are the minimum requirements to qualify for this money saving program.
1. Be a first time homebuyer, or not have owned a home in the previous 3 years
2. Owner Occupied only
3. Must meet income and purchase price restrictions.
 
Regarding #3, in targeted areas of Colorado where this program is underserved, here is the breakdown.
Maximum Family Income - Families 2 or fewer - $95,160
Maximum Home Cost - $452,531
 
For Non -Targeted areas
Maximum Family Income - Families 2 or fewer - $79,300
Families 3 or more - $91,195
Maximum Home Cost - $370,252

You will also have to take a HUD Approved Home Class, which you can look into here, and I would advise doing so before you go under contract to give yourself plenty of time to get all ... more

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