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What is the Difference Between Modular and Manufactured Homes?
Aside from your standard Single Family Residence, Condo, and Townhome, there are 2 other types of home that will come up while you show your buyers property. It is important that you understand these types of homes, and the traditional types of financing involved, and more importantly, the lenders that can close your loan.
Manufactured Homes, aka Prefab Homes, aka Mobile Homes
Manufactured housing is a type of prefabricated house that is mostly assembled at factories and then transported to the sites of use.
Below is a picures of a manufactued home.

The construction of all manufactured homes marketed in this country are strictly regulated by the U.S Department of Housing and Urban Development's Manufactured Home Construction and Safety Standards ( or the HUD Code). Manufacturers, in most cases, view the HUD Code as minimum performance standards.
They can also exceed these standards in their basic designs with updgrades for energy efficiency and overall performance. The HUD Code not only covers the construction of the home, but also heating, air conditioning, ventilation, plumbing, thermal and electrical systems.
Manufactured homes are also affordable. Manufacturers purchase their building materials in volume, in a controlled environment, utilizing a systems engineered production method. There ... more

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