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Do You Qualify for a Jumbo Mortgage?
Financing your house with a large loan
Today First Colorado Lending is happy to announce the addition of a “True Jumbo” loan, our Big and Easy. The Big and Easy allows Jumbo Borrowers to finance up to $2,500,000 with guidelines that are clear and simple.
The Big and Easy offers a variety of financing options that include a 30 year fixed, 15 year fixed, 10 year arm and 5 year arms. FICO scores as low as a 720 and LTV’s up to 80%. Eligible Properties types for the Big and Easy include Primary Residence, Second Homes, Condo’s, PUD’s, and 2 Units.
The Big and Easy truly follows the standard of commitment, consistency and customer service and it is the we can close in 2 weeks or less, if needed
Traditional conforming loans have a maximum limit set by the Office of Federal Housing Enterprise Oversight (OFHEO), which designates the highest amount Fannie Mae (FNMA) and Freddie Mac (FHLMC) are able to securitize.
Any loan amount above this limit, as an example most of the Denver Boulder area has a limit of $417,000, so any amount over this is considered a Jumbo Mortgage. These types of mortgages are underwritten ... more

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