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Louisiana USDA Rural Development Loans No Down Payment Home Loans
The USDA Rural Development loan is a great option for Louisiana Homebuyers. 
 The USDA Rural Development Loan is one of the last loan programs that will allow you to buy a home without a down payment. Regardless of what you may hear in the media, you do not have to have a perfect credit history to qualify for this no down payment loan program.  In fact a Louisiana homebuyer can qualify for a USDA Rural Development loan in as little as 2 years after a hardship event that impacted their credit score.
 The Louisiana Rural Development loan requires a minimum middle credit score of 640, although there are some circumstances that would allow for a score down to 620.  The guidelines also require a 2 year work history.  While the buyer is not required to have the same job, or work for the same employer for 2 years, they do need to show 2 years in the same line of work.  Recent graduates working in their field can count their time in school, as time on the job.
 The Louisiana Rural Development loan has two requirements not present with other loan programs. 
 The first restriction limits the amount of money ... more

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