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How Much Do I qualify for? I want to buy a home!
 

     In this blog you will learn 3 things that qualify you for a home loan. Let's get ready to be on the road to home ownership and building wealth in real estate. 
 
    "I am ready to buy a home, how much do i qualify for?" This is the question i get asked all the time. Banks and mortgage companies have moved back to traditional guidelines to determine how much buyers can qualify for a home loan. I tell my clients "everybody qualifies for a mortgage loan. But, it depends on your circumstances on how much you can borrow and there are 3 basic things that qualify you for a real estate mortgage". 
 
The 3 basic things that qualify your for a loan that are:
   Income
   Credit    Collateral  
     Income - Mostly everybody is earning some kind of income. Banks are looking for at least a 2 year work history in the same line of work. You don't necessarily need to be at the same job for two years but you do need to be in the same field of work for for that amount time. If your coming ... more

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