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HUD-1 Statement - Title Charges (Section 1100)
HUD-1 Statement - Title Charges (Section 1100) 

1100. Title Charges - Title charges are the responsibility of the buyer and cover the cost to check the official title of the property to ensure it is clear of any issues
1101. Title services and lender’s title insurance (from GFE#4) - This item covers the cost of the title company checking the properties title to ensure there isn’t a claim against the property. This fee also coves insurance to protect the lender in case something is discovered at a later date. (paid by the borrower)
1102. Settlement or closing fee - This fee is for the escrow company or attorney to conduct the closing. This cost is usually split 50/50 between the buyer and seller.
1103. Owner’s title insurance (from GFE#5) - This amount covers the cost for the buyer to have insurance that protects them against any future title issues (paid by the borrower)
1104. Lender’s title insurance $ - This amount is included in item 1101. (paid by the borrower)
1105. Lender’s title policy limit $ - This item shows how much insurance the lender has purchased. (The total amount of the loan given)   (paid by the borrower)
1106. ... more

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