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Closing Costs Made Simple
You have found the West Columbia, SC home of your dreams, had all of the inspections done, and are preparing for the closing.  You only have one question left:  How much does closing cost?  There is no set fee for closings, they are all different.  Today, our article gives you a quick breakdown of some possible scenarios, as well as some ideas about how much different items could cost.  If you read this article and find yourself with more questions than answers, consult your agent and your loan manager. They are your best resources when it comes to closings.  We wish you all the best in your new home and may a smooth closing be in your future.

Closing Costs  
Non-Recurring Closing Costs Associated with the Lender
Appraisal fee: cost varies. The property being appraised is collateral for your mortgage so the lender will want to verify that the property’s value is comparable to similar property based on recent sales in your area.


Credit Report: $7-$60. The lender naturally wants to verify your good (or acceptable) credit rating.

Flood certification fee: cost varies. The certification verifies whether your property is in a federally designated flood zone.

Flood monitoring: ... more

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