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How long before I can buy Los Angeles home after a short sale, foreclosure or bankruptcy?
Did you end up losing your Los Angeles home to a foreclosure, short sale or bankruptcy? It’s hard enough for the ‘regular buyer’ to get into a home in the current market, but it’s not impossible for even those who lost their homes to buy another one. For those would be L.A. home buyers, there is light at the end of the tunnel.
Yes, you have to wait for a while OK, so you can’t short sell your house today and buy another home next week. The good news is that there are prescribed waiting periods for qualifying for a new loan, depending on the circumstances of how you lost your last one. Generally speaking, a foreclosure will keep you out of the market substantially longer than a short sale but extenuating circumstances can shorten the wait. Take a look at this chart and you’ll be able to see which waiting period applies to you and when you will be able to buy a home again.

Clean up that credit!
Hopefully you’ve been keeping your nose clean and not doing any more damage to your credit. Los Angeles Buyers must have a pretty clean, if not perfect credit history since ... more

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