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An Inspector's Brawl
I attended a meeting of inspectors yesterday. A lawyer from the Texas Real Estate Commission had come to speak to us on how to avoid customer complaints, but we behaved badly towards her. It has been ruled that an amendment slipped in at the last moment by a representative who works for an insurance firm does force all inspectors to have E&O insurance, or its equivalent. This caused several of my fellows to start screaming their comments about this law. Fortunately, she managed to muddle through, and I thought these comments might be of interest to some of you.

You do not need to tell anyone who your E&O provider is, until the discovery period of a trial if your disagreement with the client comes to that.
The real estate commission loves for you to take photographs, since this will help resolve an issue. The prosecuting attorney would hold it against you if you do not take a photograph of every single item on your report.
In the states that already require E&O for inspectors, the amount of prosecutions (or complaints) have not had any drastic rise.
It is always best to resolve the issue with a client immediately, by ... more

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