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Buying Foreclosures in Santa Maria, California
The number one question I'm asked by new clients is "Tni, how can I buy a foreclosure?"  The Santa Maria and Orcutt market is full of foreclosed properties right now making it an excellent time to buy.  I specialize in helping people buy these types of properties.   I am a certified HUD buyer's agent, and I am the exclusive agent for RealtyTrac in Santa Maria, Nipomo & Oceano.
There are, however, several misconceptions about buying foreclosures.  Many people want to buy homes on the court house steps at auction believing they will be able to purchase a home for pennies on the dollar.  Indeed, there are people that buy homes for pennies on the dollar, but those type of "professional buyers" often buy homes sight unseen, in bulk, and pay all cash or do not use conventional financing, i.e., they use cash from private investors.  In my experience, the biggest discounts are reserved for those who are taking the most risk.
Most people simply cannot or do not want to buy a home this way.  For most, buying a home is the single largest investment of their lifetime, and they cannot afford to take that much risk with it.  Accordingly, home buyers ... more

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