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RateWatch.EdNailor.com
I started the Rate Watch Experiment on Feb 14, 2008.
Since then I have taken a fictional rate with no points and tracked the changes in the mortgage market.
So many people mistakenly believe that long term mortgage rates fall when the Federal Reserve lowers their rates. This is not true as longer term mortgage rates are tied to treasury bonds.
Since Feb 14, 2008, rates have increased. The fictional rate I started out with on Feb 14 would now be 0.125% higher and actually cost a borrower 0.500% in points. On a $250,000 mortgage that's $1250!
Follow along at http://RateWatch.EdNailor.com
Folks, now is the time to make your move! Rates are still very low. Make your move before mortgage rates jump.. the increase is coming!
Ed Nailor - Charlotte Mortgages and Charlotte FHA Loans
... more

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