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Hawaii Mortgage Interest Rates 02/28/08
Aloha Everyone,
You know, I really admire the AR regulars who can keep up with posting blogs so often!  I honestly don't know how you do it, but I'm trying!
Mortgage rates rose slightly this week for the 4th time in the last month.  However Fed Chair Bernanke hinted to congress yesterday that the Feds are ready to lower interest rates again to help jump start economic growth.  Economists and Wall Street investors predict the cut to happen at the next Fed meeting on March 18th.  However when I looked at rates today today there was already a slight improvement from yesterday.
808 Home Mortgage, Inc. can offer wholesale mortgage interest rates from different lenders/banks, including Central Pacific HomeLoans, Countrywide, Wells Fargo, IndyMac, First Hawaiian Bank, and more.  Today for a 30 yr fixed mortgage I can get your clients 5.75% with 1 point, 5.875% with .5 points, or 6.125% with 0 points, lower than the average retail rates below.
Below are the average rates according to a survey of large lenders with an average of .4 points.  Lower rates available by paying more points up front.
The average 30-year fixed rose to 6.41%.
The average 15-year fixed remained the same at 5.87%.
The average jumbo 30-year fixed dipped to 7.43%.
5/1 ARM down to 5.68%.
Home Equity Loans Rates same:
The average HELOC at 6.33%.
The average ... more

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