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Where You Can Find Money to Buy a Home
Where You Can Find Money to Buy a Home  
Think you can’t find any money for a down payment or the closing costs to buy a home in Southeastern Massachusetts? You may want to think again. There just might be some cubby holes that you haven't thought to look into yet.
 
First off ─ there are still 2 federally backed mortgage programs available where you can buy a home with no money down: the Veteran’s Administration (VA) loan and the US Dept. of Agriculture (USDA) loan. For VA loans, you must be either active duty military, a reservist, a member of the National Guard, or a veteran. For USDA loans, you must meet the income eligibility requirements, and the property you want to buy must be in an area where USDA lends.
 
If you don’t qualify for either of these programs and are in need of a mortgage, then you still have 3 other low-down payment options available. With MassHousing loans (available to first-time homebuyers in Massachusetts), you can buy a home with just 3% down. You can buy a home with a downpayment that is equal to 3.5% of the purchase price with an Federal Housing Administration ... more

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