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Home Loan in Midvale Utah
Home Loan in Midvale Utah
Home loan options in Midvale, Utah. Here's your guide to mortgages in Midvale, Utah. The most popular of all Mortgages near Salt Lake City are Conventional Fixed Rate Mortgages.
Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. Most people pay 20% down, but that's not always a requirement. Terms of this mortgage range from 10-40 years.
Adjustable Rate Mortgages or "ARM" (cool acronym, huh?) are ever-changing. Hence the name 'adjustable rate'. As the market changes, so does your interest rate. Your interest rate is recalculated yearly. This means your monthly payment changes with the interest rate. Usually, the interest rate is lower than what you'd pay for a FRM, but the price can fly higher depending on the market. Click here to learn more about Adjustable Rate Mortgages.
The last of the mortgages I will talk about are FHA Mortgage Loans. FHA Mortgage Loans are private loans, but the federal government has given the loan their 'okay'. For those who can't do the 20% down required by a FRM, this loan is for you! Instead, you pay 3% ... more

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