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Cincinnati Home Buying #16 - Constantly Changing Mortgage Rules!
Be Aware Of Constantly Changing Mortgage Rules!
Once you find a home that you want to call your own, the next important step is to make sure that your mortgage process is moving forward smoothly.It's just as important for you as well as your mortgage consultant to stay on top of things during the mortgage underwriting process. In this day of constant changes in the mortgage industry, no home loan is immune from possible delays. FHA, VA, Fannie Mae and Freddie Mac are going through continuous changes in their guidelines and rules that you end up having to abide by. What does this mean to you? When you have your initial mortgage consultation, make sure that whatever you haven't brought to the meeting, you get to your lender as soon as possible. There will be times when your mortgage consultant will have to ask you for additional documentation on something...that's just how the industry is right now. Please don't get upset, just know that someone somewhere is trying appease a new regulation that has probably just changed for everyone. While a couple of years ago, when just about anyone could get a mortgage, now the mortgage industry is going through a ... more

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