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Bruce Parker tips on saving money on credit.
Bruce Parker tips on saving money on credit.
Want to save thousands of dollars on all your biggest purchases?
Then there's only one thing you need to do: maintain good credit.

Your credit is used to determine what rates you’ll pay for big life purchases such as auto loans and mortgages. It will also influence your credit card limits and interest rates.It could effect what you pay for life insurance.  It could even affect whether or not you get a job, as some employers do check your credit report when making hiring decisions.

Like your mother always warned your reputation is your most important asset. You want to keep your credit as stellar as possible. Read on to find out the top credit mistakes you must avoid.
Don't miss a bill payment
Making late bill payments, or not making them at all, can reflect negatively on your credit. In some cases, there’s a grace period, during which you won’t be penalized. In others, you may get a derogatory mark on your credit report for being 30, 60 or 90 days late. This will negatively affect your percentage of on-time payments, a significant factor of your credit score. If your payment is severely ... more

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