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Buyer With A Prior Short Sale - Here are the waiting times
A very high percentage of Florida homeowners short sold a home in the past 5 years.
A common question I often get is ....how far removed from a short sale does someone have to be in order to quaify for home financing???
Here are some guidelines that can hopfully help buyer's agents qualify their buyers.
Conventional - 2 Years if you are putting 20% down - 4 Years between 80% and 90% Loan to Value, and 7 Years above 90% loan to value - or less than 10% dowm
FHA - 3 Years removed
USDA - 3 years removed
VA - 2 Years removed
 
If you need more information on these guidelines Tony Marra can be reached at 813-842-7999 or tony@baytobaylending.com. Also visit www.TampaMortgageHome.com ... I specialize in purchase transactions with more than a decade experience - we  offer Conventional, FHA, USDA, VA - have access to Down Payment Assistance Funds, Private Money, Sub-Prime and close loans faster than anyone
 
 
... more

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