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Is it a modular or a manufactured home?

Tammy Lankford provides a very clear and concise explanation on the differences between modular and manufactured homes. Most people and many agents are unfamiliar with the differences. 
Is it a modular home?  Is a manufactured home? Is it a trailer?  What's the difference?
In our market we see the term modular getting misused a LOT!  People (including some agents) are of the belief that just because you take the wheels off and put block, non load bearing around the perimeter that it somehow makes it a modular.  Nope, it doesn't.  If the house was ever on wheels and was delivered from the factory to the site on wheels and has a iron I-beam under it it's a manufactured home.  
A modular home:
built completely in a factory delivered on  flat bed truck set in place by a crane on a permanent load bearing foundation must conform to the same building codes as site built homes must be structurally approved by inspectors are highly customizable are treated the same by banks and insurance companies as site-built homes does not, nor did it ever have a "title" or seriel number A manufactured home (formally called a trailer or mobile home):
available in three sizes: single wide, ... more

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