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So How Should You Accumulate Wealth?
There are three objectives, and I am going to list them in the order of the most important
Your primary objective is to make certain that every dime and every dollar you accumulate is safe from loss and, as much as possible, from exposure to taxes.  We call this your Safe Money. Your second objective is to pay as little fees as you can for the services of stock brokers, mutual fund management fees, insurance agents’ commissions, and independent account managers, as well as attorneys and accountants. Your third objective is not to make an investment for the sole purpose of attempting to offset damage inflation may do to the buying power of your savings – your net worth.   There are many ways your assets can be at risk.  Losing even a small part means you will probably have to earn back more than the amount of the resultant just to be even.  
So what are some ways your money may not be safe?
You don’t have liability insurance coverage, and a law suit is ruled in favor of the plaintiff, and the award is for some or all, or even more than all of your ... more

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