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Do You Have the Right Homeowner's Insurance?

Hi everyone! Welcome back to our video blog!Today, we wanted to talk to you about the importance of having the right Homeowner’s Insurance and what it will cost. We have Bradley Maruyama from Allstate Insurance with us to answer some questions about how homeowner’s insurance works!When you buy a home you need to keep your homeowner’s insurance in mind for your monthly budget. We asked Bradley a few questions! What can a homeowner expect to pay for a 2,000 square foot single family home in Hawaii? When you are looking for a home, it’s very important to find out how old the home is because the premium will be based on the year the home was built. Homes built in 1982 and prior will most likely be a single-wall constructed home, which will drive costs up with your homeowner’s and hurricane insurance. So, the average cost per year would be $1,800-$2,400 for a home that is built prior to 1982.If your home is built after 1982, it will most likely be double-wall constructed and have hurricane clips. This will make your homeowner’s and hurricane insurance from $1,200-$1,400 a year. What exactly does the insurance cover, Bradley? Liability coverage will cover anything you are ... more

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