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4 Tips To Lower Homeowners Insurance For Your Home
With the prices for everything skyrocketing these days, every penny counts. This includes your homeowner's insurance costs. If you're thinking of buying a home and need homeowner's insurance, here are a few tips on getting quality insurance for a fair price:
Tip #1: Shop Around:
Ask family and friends about their homeowner's insurance. Check the Yellow Pages, the National Association of Insurance Commissioners (NAIC) and the state insurance department. 
Other places to shop for insurance include consumer guides, insurance agents and online insurance quote services. Don't just look for lower prices, however. You need a fair price for the services you need.
Tip #2: Raise Your Deductible:
The deductible is how much you have to pay before the insurance company starts to pay a claim on your home. The higher the deductible, the lower the premiums. If you live in a disaster-prone area, your policy may have a separate deductible for specific types of damages. 
Make sure, when reading the policy, you carefully go over damage-specific information.
Tip #3: Use The Same Insurer:
Some companies will take five to fifteen percent off your premium if you buy more than one policy from them. If the insurer offers homeowner's, auto and liability ... more

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