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So you think, you own your home?... Title Defects
 
What do you know about your home? Title Defects You paid for your home, and you have a mortgage to show for it. Little did you know, that there  problems with the title of your home! A thorough title search can help uncover any title defects tied to your property.
This list below with possible defects on your title is not meant to scare you, but to be alert and maybe call a title company to take a look at your title and what has been recorded on it. Is your name correctly spelled? Is the legal description of your property correct? Is anything recorded that does not sound right, or you are not aware of? Is the deed properly signed?
Ask your title officer, he or she is happy to assist you. Ask for at least and O&E (owners and encumbrance report) Some of these common title issues are:
Errors in public records: To err is human, but when it affects your home ownership rights, those mistakes can be devastating. Clerical or filing errors could affect the deed or survey of your property and cause undo financial strain in order to resolve them. Unknown liens: Prior owners of your ... more

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