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Getting Past No: What To Do If You’re Turned Down For A Mortgage Or Other Home Financing
  June 25, 2014 By Lori Blank

Getting pre-approved for a mortgage loan is an integral part of having the ability to purchase a home in today’s society.
With most home prices well above what the majority of us have in the bank, getting approved for a mortgage can be the deal maker or breaker when it comes to purchasing a piece of property. Therefore, getting rejected for a mortgage can feel like a huge loss.
The first thing to realize, however, is that there are action steps you can take to get to “yes.” Here’s what to do if you’re turned down for a mortgage or other home financing.
Shop Around: Don’t Take “No” The First Time
If you get a “no” from your bank the first time around, don’t be fooled into thinking that everyone will give you the same answer.
Instead, be sure to shop around your mortgage with different banks, and opt to speak to a mortgage broker to leverage all of your options.
When looking at several different lenders, you’ll have a much higher chance of getting a yes since every lender adheres to different rules and restrictions. Though you may end up with a ... more

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