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Sealy Texas Home Loans for Home Buyers
Sealy Texas Home Loans for Home Buyers
If you are a Katy Texas Home Buyer, there are many Sealy Texas Home Loan programs available just for you. 
Here are some of the most common Sealy Texas Home Loans for Home Buyers. The common features of these programs are low or no down payment requirements and easier qualifying standards.  There are also many grants and assistance available (see below).
1. FHA Loans:  FHA is one of the most common home buyer loans today. FHA loans offer a low 3.5% down payment requirement, and easier qualifying standards than other types of loans.
FHA is the only program that allows for a family member to co-sign if they are not occupying the home, meaning if you need the help of a co-signer, FHA is the program for you.
There is also the advantage of low mortgage rates on FHA Loans, however, FHA carries higher mortgage insurance rates than other types of loan programs. You must also be 2 years out of a bankruptcy and 3 years out of a foreclosure to qualify for an FHA loan.  Learn more about this popular program at the FHA website (hud.gov).
2. Conventional Loans:  If you have a ... more

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