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HOW TO PREPARE FOR AN APPRAISAL ON YOUR HOME
For homeowners, a real estate appraisal is the linchpin to buying or selling their home. It allows the property transactions to occur among the buyer, seller, real estate agent and mortgage lender.
 
Before an Appraiser arrives, there are a few things you should know. By law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. Also by law, you are entitled to receive a copy of the completed appraisal report from your lender.
 
To facilitate the appraisal process, it's beneficial to have these documents ready for the appraiser:
A plot plan or survey of the house and land (if readily available) including illustration which shows any special easements or encroachments. Information on the latest purchase of the property in the last three years Written property agreements, such as a maintenance agreement for a shared driveway Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells. Brag sheet that lists major home improvements and upgrades, the date of their installation and their cost (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available) PERHAPS ONE OF THE MOST IMPORTANT THINGS TO LEAVE FOR THE APPRAISER. ... more

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