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VA FAQ #15 - How soon after a Bankruptcy can I qualify for a VA Jumbo Loan?
VA FAQ #15 - How soon after a Bankruptcy can I qualify for a VA Jumbo Loan?
We offer VA Jumbo Loans as soon as 2 years after a Bankruptcy Chapter 7 discharge.     It does require a clean credit history after the BK discharge, and it also helps to re-establish credit lines, as these will bolster your credit scores.    Many VA Lenders require you to wait 7 years after Bankruptcy to qualify for a VA Jumbo or VA High Balance Loan.   We follow the VA Guideline - 24 months after Bankruptcy Discharge is our minimum timeframe for VA Jumbo Loans.  The 2 year waiting period applies on all loan amounts up to $2.0M on our VA Jumbo Loans.
>>> Here is a complete article on VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, or Short Sale 
PS.  VA Jumbo and VA high balance loans are synonymous terms.  
This is part 15 of our VA FAQ series for Frequently Asked VA Loan Questions.    FAQ = Frequently Asked Questions, and when it comes to VA & VA Jumbo Loans, we get plenty of questions and we have the answers for you.  
We have been making VA Loans since 1987 and are a Direct Lender ... more

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