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6 Home-Buying Mistakes for You to Avoid
Buying a home in Acton, or anywhere, can be exciting, but you don’t want to rush into it. Making simple errors while going about the home-buying process can cause a lot of stress—both emotional and financial—for years to come.

So, take some time to educate yourself about the common mistakes homebuyers make and your own home-buying experience will more likely be successful and exciting:
1. Going Over Budget
Don’t borrow more than you can comfortably afford. For example, don’t get a 15-year mortgage with high monthly payments when a 30-year mortgage will give you more wiggle room. Otherwise, you’ll be strapped for money and unable to save as much as you want. A rule of thumb: Total monthly debts, including your mortgage, should not exceed 43% of your total pretax income.
To figure out if you are getting a good deal, do a comparable market analysis through an Acton area REALTOR®. Figure in other costs, such as escrow fees, title and homeowners insurance, property taxes, legal costs, and closing costs.
2. Using the Wrong Agent
Avoid dealing with a dishonest or unqualified real estate agent by selecting an agent who is a member of the National Association of REALTORS®. They ... more

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