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USDA Rural Development Financing.....A diamond in the rough!!
There are SOOOOO many costs involved with actually purchasing a home that it sometimes tend to be quite disturbing. Closing costs alone can cost a buyer up to 6% of the purchase price of the home! Not to mention earnest money deposits, home inspection fees, appraisal fees, etc....it could become quite nauseating.
 
HOWEVER......
 
There's rest for the weary....hope for the hopeless....a rainbow at the end of the storm!!! USDA Rural Development has a loan product that provides 100% financing to its buyers!!! Yes....now, you'll still be responsible for a great portion of the above-mentioned costs, BUT....at least you'll have help with not having to make a down payment!
 
Some benefits of this program includes:
100% financing
620 minimum credit score
6% Seller's contribution (Seller can contribute up to 6% to help with buyer's closing costs)
Low interest rates
Repairs can be financed
Primary residence only (Cannot be used to purchase second, vacation, or investment property)
Income limitations
Geographical restrictions
There are so many options available to assist buyers in purchasing their new home! Please be sure that you DO NOT go it alone. Hire a professional Realtor to help navigate you through the process.
... more

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