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2015 Colorado Conforming Loan Limits
2015 Colorado Conforming Loan Limits Regular conforming loan limits for 2015 are unchanged from 2014.
However, high-cost area loan limits in 46 counties across the US did increase. Colorado had 11 county increases, they are marked in yellow in the graph below.

Colorado counties that were increased from 2014 to 2015.

 
Even though some counties did increase the 1-unit loan limit, the max loan for any conforming loan is $417,000.
Any amount over $417,000 up to the max county high-cost loan limit is considered a High Balance conforming loan.
Any amount over the High Balance limit is considered Jumbo financing.
What Loans Are Covered Under Conforming? All conventional loans by way of Fannie Mae and Freddie Mac have to stay within these loan limits. In addition VA also follows these loan amounts. Even though VA does not have a maximum loan limit you are still required to pay 25% of the difference between the conforming loan limit and the purchase price.
Who Sets The Conforming Loan Limits and How Do They Determine What They Will Be? The Housing and Economic Recovery Act of 2008 (HERA) created a formula to determine what the max loan limit should be for each county. Each year the loan limits are based ... more

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