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Irving TX Refinance Streamline Loans
Irving TX Refinance Streamline Loans are a special mortgage product, reserved for homeowners with existing FHA mortgages. FHA Streamline Refinances are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgage into today’s low mortgage rates.
Below are some of the requirements for an FHA streamline:
·         You must be current on your existing loan with all mortgage payments made on time for the last year.
·         You must own the original property and have made at least six monthly mortgage payments before you can qualify for refinancing.
·         To refinance, you’ll need an FHA-approved lender. If you don’t want to use your current lender, any mortgage lender you choose must be FHA approved.
·         FHA Streamline loans do not require an appraisal, but a no-appraisal loan cannot exceed your current loan.
·         Closing costs must be paid up front or arranged for through a “no-cost” FHA Streamline loan. You may also choose to include the closing costs into your loan by doing a “with appraisal” FHA Streamline loan. In these cases, you must have enough equity in the home to cover the extra amount.
Irving TX Refinance Streamline Loanscan help homeowners lower monthly mortgage payments and interests rates. If you have a ... more

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