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Best Refinance Mortgage Options for 2015
    Current Promotion: Streamline Options:
FHA Streamline:  FHA recently reduced their mortgage insurance premiums by about 40%.  Match this with recent interest rate reductions and our current promotion and you have one large savings. Oh did I mention that FHA streamlines do not require appraisals and the re-approval is a limited documentation loan? If your current mortgage rate is higher than 5%, call me as soon as you can to see if streamlining your mortgage will save you hundreds of dollars a month. 
VA IRRRL Streamline:  Do you have a VA loan but don’t want to pay all the refinance costs and go through an entire re-approval process?  If so, the VA IRRRL is right for you.  VA streamlines require no appraisals and the VA funding fee is a ½ point financed into the loan.  If you have a rate larger than 5% right now on your VA loan, you should call me to inquire into the VA IRRRL streamline and see how much it can save you. 
Rate/Term Refinance Options: 
Conventional Rate/Term Refinance:
Has your home rebounded in value over the last 5 years and you are still paying mortgage insurance? Well with our huge promotion, now might be the time to ... more

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