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How To Know When It's Time To Stop Renting
With interest rates as low as they are now, are you wondering if it's time to buy a place of your own in Nanaimo?
When you first decided to rent in Nanaimo instead of buy, you may have just started a new job and weren't sure how long it would last, you may have felt that you weren't making enough money each month to buy a home, or maybe you did not have enough money saved up for a down payment.
Now, things have changed.  You're ready to find a place to call you own and you're ready to stop putting money into your landlord's pocket.
Here are some things that will help you decide if the time is right to stop renting: 
First, talk with a lender or mortgage broker to find out what type of loan is best for you, what the required down payment would be, the price range that you qualify for, and what your total monthly payment would be - including mortgage payment, taxes and insurance.
Next, look at the various housing options that you can afford.  Don't forget to consider maintenance costs like painting and landscaping that come with a house, and the strata fees that come with a condo.
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