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USDA Purchase - 100% Financing with Very Low MIP
Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong! Jason Hands, an MLO for E Mortgage Management in Tampa, Florida explains the USDA program in this article.
The guarantee provided by the USDA helps low and moderate income families with little money for a down payment achieves home ownership.
 To be eligible, applicants must: 
1. Have dependable income that is adequate for the repayment of the loan. This income should be verifiable and continuing for at least 24 months.
2. Be a U.S. citizen, currently reside in the United States, qualified alien, or be legally admitted to the United States for permanent residence;
3. Must meet Moderate income limits as determined by the USDA Home Loan Program with credit history that shows responsible repayment of debt
Homes That Qualify:
· Modular new and existing homes
· A newly built or existing home
· Home must provide safe, decent, and sanitary housing and be modest in cost
· The home must meet the thermal standards of the Rural Housing and Community Development Service
· Existing homes must be in good repair and structurally sound
· There are no size or design restrictions on ... more

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