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Life with HOAs and CC&Rs
In the April 26, 2015 blog “Buyers, Agents, and HOAs” I defined HOAs and generally described the evolution that made them so common in today’s communities.  In this blog, I want to step forward and look at some of the pros and cons of living in an area governed by HOAs for buyers to consider.  The crucial thing I try to do for buyers, is not simply state the CC&Rs (Covenants, Conditions, & Restrictions) of the potential HOA, buy also give meaningful examples of exactly HOW these affect residents daily lives.   So… I’ll do that here as well by using a few examples to give HOA CC&Rs some context.
      First, let’s look at some pros, benefits, and cons, negative consequences, of building or buying a home that is part of an HOA community as they apply to the actual structure. I referenced it before, but the main pro or positive purpose of an HOA is to help an area maintain its collective property value.  The biggest investment many people make is purchasing a home.  They hope that the home will increase in value over time and they will therefore build more equity.  If an area is allowed to ... more

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