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First time home buyers, Mandeville, Covington, Slidell, Louisiana
Had to share! Great basic tips for first time home buyers.
DO’sKnow your credit score.Check your credit score before beginning the home buying process so you know where you stand. The better your credit, the better the terms of your loan. If your score is looking a little low, you might want to spend some time trying to raise your number before meeting with a mortgage specialist.
Investigate programs for buyers in your area.Many cities and workplaces offer programs to build their communities by helping first-time buyers. Check with your employer or local real estate association. They can point you in the right direction!
Get preapproved for a loan.Make an appointment with a mortgage specialist to get preapproved for a home loan. Preapproval is a written guarantee by a lender or mortgage broker to grant you a loan up to a specified amount. Being preapproved also means that you will have more pull than a competing buyer who is only prequalified.
Learn more about local neighbourhoods.Explore the neighbourhoods in your city in person and online. A lot of online real estate search websites, like Point2 Homes, will have information about the demographics and walkability about different communities in your area.
Interview real estate agents to find the ... more

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