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Comparing Arizona Down Payment Assistance Programs
    As I've stated on this platform several times, saving for a down payment in today's world has proven difficult for many otherwise qualified potential home buyers.  Rent prices are historically high and climbing and home values are increasing  while wages remain stagnant.  The amount of time it takes someone to save even 3.5% for a down payment is handicapping a large percentage of first time buyers as well as those wishing to re-enter the market after falling victim to the housing crisis several years ago.    Here in the state of Arizona there are several down payment assistance (DPA) options available and one of the most popular in recent years has been the Maricopa County Home in 5.  Due to some findings by the HUD inspector general that program has changed a little bit but it's still an option for many buyers.  I want to take this space to highlight another program which I feel is actually a better option for most buyers in need of DPA.  The Arizona Housing Finance Authority Home Plus Program.  There are two different program options within Home Plus.  Both programs offer full GRANTS that don't have to be paid back, just like the Home in 5, so how ... more

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