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Teacher next door program
Teacher next door, officer next door, etc. If you have a teacher or law enforcement officer, fire fighters, EMT officers looking for a property you may want to start here HUD FORECLOSED HOMES FOR SALE to see if something is for sale. 
1) These teachers and officers next door bid on the home just like anyone else. make your off, make a full price off + $1 or $2.
2) Once the offer is accepted HUD reduces the price by 50% for your teacher or officers.
3) They must plan on living there about 3 years to get the full benefit. If they sell prior to that time HUD may recover their gift.
4) BE CAREFUL to build your commission into the off to purchase because they won't pay a commission for these properties unless it is in the offer. 
5) For each $1 you bid over the asking price, your client will have to pay that amount over the bid price. Example: Asking price = $300,000, Your offer is $310,000 your 50% discount kicks in at $150,000 x 3.5  down payment + another $10,000 more on the down payment because you bid too high. Yes, you got the property but at what cost to your client? ... more

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