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Avoid These Mortgage Mistakes
AVOID THESE MORTGAGE MISTAKES
 
This all may seem like common sense, but you’d be surprised the number of people who ask these questions, or even worse don’t ask and inadvertently lose their mortgage approval. Many seemingly simple actions can hurt your chances or disqualify you from obtaining a mortgage or delay your closing while you clear them up.
You must assume that the lender will re-verify your employment, re-check your credit, re-verify your rental history to see if you’ve paid everything on time while under contract. They may also ask for updated bank statements, so make sure any money you told the lender you have is still in the same account.
If it’s your first mortgage or your tenth, review these common mistakes to learn or refresh your memory.  Here’s what every potential home buyer should NOT do when seeking a mortgage:
Do NOT change jobs, move to self-employment or quit your job. If your job changes or you start a new career, you may have to wait before you’ll qualify for a mortgage. It could take up to two full tax filing years to be eligible to obtain a mortgage. Lenders want to see job and income stability, if ... more

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