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Top Ten Buyer Myths
1. All lenders charge the same fees and interest rates. Shop lenders ask how they can help you with closing costs. Non Profit Credit Unions are on top of my list For charging less fees. 2. Lenders who have military reference in there name are geared to help Military buyers with VA loans. Again shop rates and ask what a lender will do to help you. Squeaky wheel gets the oil. You are doing them a favor not the other way around if your credit scores are good and income validated, there's no magic bullet. No favors, get what you deserve, if you don't ask, you won't get it. 3. Appraisals values are the same for a Refi or a purchase. VA appraisals are the most liberal and Refi appraisals are the most conservative. 4. All Real Estate Agents are also Realtors. To use Realtor as a designation RE agents must abide by the National Association of Realtors code of ethics and be a member is good standing. 5. RE Agent job is to unlock the door and write the contract. The work behind the scenes to find your dream house was calling setting up appointments doing back ground check to be sure the house ... more
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