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Texas City FHA 203k Renovation Loans
We offer a Special Government HOME RENOVATION Loan PROGRAM with Texas City FHA 203k Renovation Loans. 
 
 Many people are not aware of a special GOVERNMENT LOAN PROGRAM that is part of theFEDERAL HOUSING ADMINISTRATION or FHA(a department within HUD). This FHA LOAN PROGRAM allows the buyer or existing owner of a home to do significant amounts of remodeling or updating to their home without a higher cost second lien. 
 
 
 
 "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA LOAN PROGRAM. But you can repaint, replace flooring, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances – even add a room to an existing structure (which can significantly add to value as you increase the square footage of your home). 
 
 
 
 One of the biggest advantages to this GOVERNMENT LOAN PROGRAM is you have all of your acquisition or REFINANCE LOAN with your improvement loan in one lowINTEREST RATE, government guaranteed loan instead of two LOANS-  including a first and a second lien loan (which is always at a higherINTEREST RATE). 
 
 
 
 The FHA LOAN PROGRAM is called a 203K LOAN by theFEDERAL HOUSING ADMINISTRATION. For more information, please visit the FHA website:  
 
 
 
 http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203kabou  
 
 
 
 In order to do this LOAN program, lenders must be approved by HUD. It is important that you go with a lender that offers in house underwriting and expertise instead ofA ... more

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