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Top 5 Reasons to Fix your Credit for 2016

It’s not too late to start working on your credit and start 2016 on a high note! But first you need to understand why it is so important and what you can do to start the process of repairing your credit.
1. Better financing rates
It’s no secret that in order to get the best finance rates for a home purchase, refinance or automobile purchase you need to have the highest score possible. Early preparation here is the key. If you know ahead of time you are going to make a purchase thoroughly review your credit report for any errors and reduce any revolving debt you have.
2. Better selection of jobs
With the job market being what it is today, employers have a larger pool of candidates to choose from. Studies have shown that some employers do review credit reports and your credit history could play a role in whether or not you make the cut.
3. Lower cost for insurances
A little bit over a long time can add up to a ton of wasted dollars. Consider if you were able to reduce your auto insurance by just $100 per month by increasing your credit score. You’re talking $1200.00 per year. Now multiply that time 30 years…See ... more

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