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Qualifying For A Loan – Easy Ways To Raise Your Credit Score
 
Qualifying For A Loan – Easy Ways To Raise Your Credit Score
 
Buying a home can be a very exciting time. Getting started can also feel overwhelming. Can I even qualify for a loan? How much should I have in savings? I wonder what my credit score is now? These are all legitimate questions a potential home buyer has, even if this is not your first home purchase. Understanding the loan process, how to qualify and how your credit can affect the loan program, is a necessary first step.
The first step in buying a home can be to contact either a real estate agent or a lender. If you do not have a relationship with your bank or a lender, your agent can certainly recommend a few for you to speak with.
Getting a home loan starts with a pre-qualification conversation. At this time, the mortgage broker will review your situation, income, debt and credit score. All these make up your ability to get a good mortgage loan and rate. If your credit score is not quite what it needs to be don’t panic, this happens all the time and there are simple things you can do to help boost your ... more

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