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Five things to consider before buying a home...
Five Things to Consider Before Purchasing a Home Owning a home is part of the American dream and for many consumers, favorable interest rates and declining home prices make now the perfect time to buy.1) Know why you want to buy. There are many advantages to owning your own home, including the building of equity and the potential tax savings. Current housing prices and mortgage rates may also make it more appealing. It is important to understand why you want to buy a home and why now is the right time for you.2) Understand the big picture - what owning your own home really costs. It is easy to get so caught up in the excitement of buying a home that we don't take the time to investigate the real costs associated with purchasing and maintaining it. The down payment, closing costs, and insurance are all significant investments you will make before you even get to move in. Once you move in, there may be repairs that need to be made or necessities that need to be purchased, such as appliances or window treatments. You may need to outfit your shed or garage with a lawnmower and other maintenance tools. If ... more

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