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Should You Use An FHA Loan To Buy Your Texas Home?
What is an FHA Loan?
An FHA insured loan (Federal Housing Administration) is a loan backed by the U.S. Department of Housing and Urban Development (HUD). Not only are FHA home loans are a viable option for many Texas first time home buyers, they are even great loans for step up buyers. Although FHA loans are government-backed, they are not grant or down payment assistance.  Lenders make these loans to home buyers and follow HUD guidelines.
However, FHA insures the loan for the lender for offering the loan with such a low down payment. The insurance is provided only to individuals, and approved by HUD through a fixed set of regulations and guidelines. Interlinc Mortgage is FHA approved by HUD to offer first time home buyers in Texas their first home loan.  Step up buyers are welcome too.
At Interlinc Mortgage, we understand that purchasing your first home in Texas can be a scary process. However, a FHA first time home buyer loan makes home ownership more accessible. As a first time home buyer in Texas, Interlinc Mortgage can help you obtain a new mortgage for as little as 3.5 percent down as long as you meet the minimum credit score requirement of 580 ... more

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