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I want to buy a home now what.... (step 3 offer /negotiations)
I want to buy a what?  You've been prequalified, you have sat down and made your list of wants/needs and dreams and toured the homes. After searching, whether it was the first home you found or the 20th home you found it.  You found the home that you really really want.  
Decision:  I have had people in the past who want to "think about it" people who want to "pray about it" people who want to bring other family members through the home first before deciding to write an offer on the home.  I completely understand, buying a home is one of if not the biggest financial decision you will ever make.  BUT I caution everyone who wants to wait, for whatever the reason maybe, that while you are "figuring it out" someone else might have already figured it out and be submitting an offer.  One of my favorite questions to ask my buyers is this   
If you were to lose out on this house to someone else, would you regret not making an offer and going for it?
Normally, once I ask this question people know whether they want to move forward or not.
Moving forward:  Writing the offer.  Please consult ... more

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