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3 Ways Buyers Can Avoid Overpaying for a Home in Cupertino Schools
3 Ways Buyers Can Avoid Overpaying for a Home in Cupertino Schools
by Cupertino Schools REALTOR Michelle Carr Crowe
If you've met me before, you know I am a straightforward real estate consultant. I work with a lot of first-time homebuyers and one of the biggest concerns they have is how to actually "win" the frequent bidding wars to buy a home-the other is how to avoid overpaying for it.
First, understand "market price" is the price a willing and able buyer offers to a seller who accepts the buyer's price and terms. Market price can change from day to day.
1) Do Your Homework. Your agent can pull and share the recent comps-and the ones from last year. Ask your agent to check on appreciation rates in that neighborhood over time-and what the CAR economist expects for the coming year. It's your job to read it and ask questions so you understand the data. No one has a crystal ball-the best indicator of future market movement is based on past history. 
2) Be Currently Pre-Approved and Rate Wise. In today's market, pre-approvals are often only good for 60 days. Verify your pre-approval's expiration date with your loan consultant. Ask what he or she sees happening with ... more

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